Identity Theft

When a person fraudulently assumes or changes your identity for financial gain

If Someone has stolen your identity, take the following actions immediately !

• Contact the fraud department of each of the three major credit bureaus
• Tell them to flag your file with a fraud alert
• Have the creditors get your permission before opening any new accounts
• Ask the credit bureaus for copies of your credit reports
• Review your reports carefully for any accounts that may have been tampered with or opened
• Contact any of the creditors for any accounts that may have been tampered with or opened
• Follow up with a letter to meet the procedures of the Fair Credit Billing Act
• In a few months order new copies to verify your corrections and changes and to make sure that no new fraudulent activity has occurred
• File a report with your local police department or the police in the community where the identity theft took place
• If your social security card is stolen contact the Social Security Administration
• If your driver's license is stolen contact your Department of Motor Vehicles
• Use a password for account changes (not maiden name, birthdays, etc.)

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