Filing Bankruptcy More Than Once in New Jersey

Misleading statements by debt collectors leave many people believing that bankruptcy is not an option for them because they have filed in the past. In reality, bankruptcy may provide a solution to debts even if you have filed in the past.

At Goldman & Beslow, LLC, our attorneys offer a free initial consultation to answer your questions about filing bankruptcy more than once. We offer three convenient New Jersey locations in East Orange, Jersey City and Paterson.

If You Have Filed Bankruptcy in the Past

Under the new bankruptcy laws that went into effect in 2005, you can file Chapter 7 bankruptcy and receive a discharge once every eight years. The count starts on the date you last filed bankruptcy, not on the date you obtained a discharge of your debt.

Even if you are not eligible to file Chapter 7 bankruptcy, you can still obtain debt relief and put a stop to adverse creditor actions by filing Chapter 13 bankruptcy. Please contact our knowledgeable attorneys to review your previous filings and advise you of whether you are eligible to file a Chapter 7 or Chapter 13 bankruptcy.

A Chapter 13 bankruptcy filing can be used strategically to put a stop to creditor actions such as:

• The IRS levying your wages
• Your mortgage company foreclosing on your home
• Your bank repossessing your car or other secured asset
• A creditor harassing you

Contact Our East Orange Multiple Bankruptcies Attorneys

For more information about filing bankruptcy more than once in New Jersey, call our experienced lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey communities.

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• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

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  Thanks for everything
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• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

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• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

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• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie