Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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Filing Bankruptcy More Than Once in New Jersey

Misleading statements by debt collectors leave many people believing that bankruptcy is not an option for them because they have filed in the past. In reality, bankruptcy may provide a solution to debts even if you have filed in the past.

At Goldman & Beslow, LLC, our attorneys offer a free initial consultation to answer your questions about filing bankruptcy more than once. We offer three convenient New Jersey locations in East Orange, Jersey City and Paterson.

If You Have Filed Bankruptcy in the Past

Under the new bankruptcy laws that went into effect in 2005, you can file Chapter 7 bankruptcy and receive a discharge once every eight years. The count starts on the date you last filed bankruptcy, not on the date you obtained a discharge of your debt.

Even if you are not eligible to file Chapter 7 bankruptcy, you can still obtain debt relief and put a stop to adverse creditor actions by filing Chapter 13 bankruptcy. Please contact our knowledgeable attorneys to review your previous filings and advise you of whether you are eligible to file a Chapter 7 or Chapter 13 bankruptcy.

A Chapter 13 bankruptcy filing can be used strategically to put a stop to creditor actions such as:

  • The IRS levying your wages
  • Your mortgage company foreclosing on your home
  • Your bank repossessing your car or other secured asset
  • A creditor harassing you

Contact Our East Orange Multiple Bankruptcies Attorneys

For more information about filing bankruptcy more than once in New Jersey, call our experienced lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey communities.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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