Many debtors put off filing bankruptcy because they are afraid it will hurt their credit. In reality, if you have significant debt problems, your credit score is probably already as low as it can go. The fastest way to improve your credit may be to file bankruptcy.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of bankruptcy law experience. We offer a free initial consultation to discuss your situation and answer your questions about bankruptcy. We offer services in Bayonne, Hudson County and other New Jersey communities.

Our lawyers have helped thousands of New Jersey residents get a fresh financial start, and we can help you.

Filing Chapter 7 Bankruptcy in Bayonne

Chapter 7 bankruptcy is the simplest form of bankruptcy protection. You are eligible to file Chapter 7 bankruptcy as long as you pass the "means test" and have not filed a Chapter 7 bankruptcy that resulted in a discharge in the past eight years.

Chapter 7 bankruptcy may be a good option for you if:

• You have significant credit card debt, medical bills, loans or other unsecured debt that you wish to discharge
• You do not have significant equity in your home

While many assets such as retirement savings are protected when you file Chapter 7 bankruptcy, other assets are not. For example, if you own a vacation home with substantial equity or expensive motorcycles, the court may take those assets to pay off at least some of your debts.

Filing Chapter 13 Bankruptcy in Bayonne

If your earnings are too high to file Chapter 7 bankruptcy, you can still obtain debt relief by filing Chapter 13 bankruptcy. Chapter 13 bankruptcy may also be right for you if:

• You have valuable assets that you want to protect
• You are facing home foreclosure and want to keep your home

Contact Our Hudson County Chapter 13 and Real Estate Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Bayonne bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

Bold labels are required.

Contact Information

Name

E-mail Address Please enter a valid e-mail address.

Phone

Brief description of your legal issue

Please verify that you have read the disclaimer. I have read the disclaimer. disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie