Despite the ads you see on late night television, debt consolidation or counseling services do not work in the vast majority of cases. The only sure way to eliminate debt and get a fresh financial start is to file bankruptcy.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of bankruptcy law experience. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Clifton, Passaic County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Clifton

If you are seeking to eliminate burdensome credit card debt, medical bills, motor vehicle surcharges, loans or certain tax debts, Chapter 7 bankruptcy may be appropriate for you.

Chapter 7 bankruptcy provides the simplest and fastest solution to debt problems as long as you do not own significant assets that are not protected such as equity in a home or expensive cars. Our lawyers will review your income and your assets and determine if you are eligible for Chapter 7 bankruptcy and whether you have any assets that are at risk. If so, we will recommend filing a Chapter 13 bankruptcy.

Filing Chapter 13 Bankruptcy in Clifton

You may want to file for Chapter 13 bankruptcy if:

• You are not eligible for Chapter 7 bankruptcy
• You have valuable assets that you would lose in a Chapter 7 bankruptcy filing
• You want to protect your home from foreclosure
• Your house is underwater and you want to eliminate a second mortgage

Chapter 13 bankruptcy is a debt repayment plan that allows you to reduce your debts and pay them off over a three- to five-year period.

Contact Our Passaic County Chapter 13 and Real Estate Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Clifton bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

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• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie