Essex County Bankruptcy Attorney

Crippling debt can be the result of an injury, illness, job loss, divorce or other unforeseen event. Regardless of how you got into debt, bankruptcy provides a way out. The bankruptcy lawyers at Goldman & Beslow, LLC help you get the fresh financial start you need.

Our attorneys have more than 40 years of experience helping debtors discharge debts while protecting their personal assets. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Essex County, West Orange and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Essex County

Chapter 7 bankruptcy is a proceeding that results in the discharge of most obligations. While the bankruptcy trustee can take certain assets with substantial equity to pay creditors, most of your assets are protected by bankruptcy law exemptions. If your assets have substantial equity and you want to retain these assets, you should file a Chapter 13 bankruptcy and not a Chapter 7.

If you file a Chapter 7 bankruptcy, our firm offers a flexible payment plan. For as little as $200 down, you have full access to our attorneys and staff to answer your questions and to keep you protected from creditor phone calls until you can get your case filed.

Filing Chapter 13 Bankruptcy in Essex County

Chapter 13 bankruptcy is a debt repayment plan for consumers. If you have significant assets that you might lose in a Chapter 7 bankruptcy filing, you can protect those assets and obtain debt relief by filing Chapter 13 bankruptcy. Chapter 13 bankruptcy is also a mechanism to catch up with mortgage, car and tax arrears, and in some cases stripping off second and third mortgages and reducing car payments.

If you file a Chapter 13 bankruptcy, we only require a portion of the fee up front, plus the cost of credit counseling and getting your credit reports. The remainder of our lawyer fees are figured into your Chapter 13 plan and paid over time.

Contact Our Essex County Chapter 13 and Real Estate Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Essex County bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

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• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie