Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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Irvington Bankruptcy Attorney

Many credit card companies mislead their customers into believing that bankruptcy is not an option for them. The truth is, bankruptcy is an option for the vast majority of debtors.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of bankruptcy law experience. We offer a free initial consultation to discuss your situation and answer your questions about bankruptcy. We offer services in Irvington, Essex County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Irvington

Chapter 7 is known as a liquidation bankruptcy. When you file Chapter 7 bankruptcy, most of your debts are discharged. While the court has the power to take certain assets and sell them to pay your creditors, most people who file this form of bankruptcy don't lose anything due to bankruptcy exemptions.

Chapter 7 bankruptcy is not for everyone. If your earnings are too high, you may not qualify. In addition, Chapter 7 bankruptcy would not be appropriate for you if:

  • You own valuable assets that are not protected by bankruptcy exemptions. Examples of unprotected assets include vacation homes with substantial equity and expensive cars with no liens.
  • You have significant equity in your home.

Filing Chapter 13 Bankruptcy in Irvington

Chapter 13 bankruptcy is an option for people who are not eligible to file Chapter 13 bankruptcy or who own valuable assets that are not protected by bankruptcy exemptions.

Chapter 13 bankruptcy is a debt repayment and reduction plan for consumers. Chapter 13 bankruptcy will allow you to:

  • Stop a home foreclosure and pay off arrearages over time
  • Eliminate second and third mortgages in certain situations
  • Discharge certain taxes and pay others off over time without penalties

Sometimes people file Chapter 13 bankruptcy to prevent the threat of home foreclosure and give them time to find a solution such as loan modification.

Contact Our Essex County Bankruptcy and Mortgage Loan Modification Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Irvington bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

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PROFESSIONAL ASSOCIATIONS

  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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EAST ORANGE
OFFICE
7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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