Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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Jersey City Bankruptcy Attorney

Many people put off filing bankruptcy because they think it is a last resort. Unfortunately, many so-called "solutions" such as debt consolidation or negotiation only delay the inevitable, wasting time and resources in a futile endeavor. By filing bankruptcy now, you can put your debt problems behind you and get a fresh financial start.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of experience helping debtors file bankruptcy. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Jersey City, Hudson County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Jersey City

Chapter 7 bankruptcy is the simplest form of bankruptcy protection. In a Chapter 7 bankruptcy, the trustee has the ability to take certain assets that are not protected and sell them to pay at least some of what you owe your creditors. At the end of the process, most remaining debts are discharged.

Your retirement savings and many personal assets are protected when you file Chapter 7 bankruptcy. However, assets such as vacation homes with substantial equity and expensive collectible cars may be taken by the trustee and sold to pay your creditors. The trustee can only attempt to sell an asset that has value above and beyond the exemptions allowed under the Bankruptcy Code. Most assets people own will not have this much value.

Chapter 7 bankruptcy is not for everyone. You need to pass a "means test" to be eligible for Chapter 7 bankruptcy. Chapter 7 bankruptcy is also not a good option if you have significant equity in your home.

Filing Chapter 13 Bankruptcy in Jersey City

If your earnings are too high to be eligible for Chapter 7 bankruptcy, or if you have assets that you would lose in a Chapter 7 bankruptcy filing, Chapter 13 bankruptcy may be right for you.

Chapter 13 bankruptcy allows you to:

  • Stop a home foreclosure and pay off arrearages over time
  • Consolidate and reduce credit card and other forms of unsecured debt
  • Discharge certain tax debts
  • Prevent repossession of your automobile or regain possession of a vehicle that was recently repossessed

Contact Our Hudson County Chapter 7 Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Jersey City bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

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PROFESSIONAL ASSOCIATIONS

  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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EAST ORANGE
OFFICE
7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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