Many people make emergency withdrawals from 401(k) and IRA accounts to pay bills without realizing there is a better way out of debt. If you file bankruptcy, you can eliminate debt while keeping your retirement savings intact.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of experience helping consumers eliminate debt and get a fresh financial start. We offer a free initial consultation to discuss your financial situation and answer your questions. We offer services in Kearny, Hudson County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Kearny

When you file Chapter 7 bankruptcy, federal and New Jersey laws allow you to keep many of your personal assets, including:

• A vehicle up to a certain value
• Pension plans, 401(k) accounts and IRAs
• Life insurance policies up to a certain cash value
• Personal and household belongings up to a certain value

Most people who file Chapter 7 bankruptcy lose nothing but their debts. Our lawyers will review your income, your debts and your assets, and determine if a Chapter 7 bankruptcy filing is right for you.

Filing Chapter 13 Bankruptcy in Kearny

Chapter 7 bankruptcy is not for everyone. Chapter 13 bankruptcy may be a better option for you if:

• Your earnings are too high to file Chapter 7 bankruptcy
• You have valuable assets that you would lose in a Chapter 7 bankruptcy
• You want to stop a home foreclosure
• You can afford to pay your creditors a percentage of what you owe

Contact Our Hudson County Bankruptcy and Foreclosure Mediation Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Kearny bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

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• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie