If you are suffering from unmanageable credit card debt, medical bills, home foreclosure, wage garnishments or auto repossession, bankruptcy may provide a solution.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of experience helping debtors get a fresh financial start. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Newark, Essex County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Newark

Chapter 7 bankruptcy is the simplest and fastest form of debt relief. In a Chapter 7 bankruptcy, unsecured debts such as credit card bills, medical bills and payday loans can be completely discharged. If you own significant assets, those assets may be liquidated to pay your creditors. However, many assets are protected by bankruptcy law exemptions.

Chapter 7 bankruptcy may be appropriate for you if:

• You do not have significant mortgage arrearages
• You do not own significant assets that are not protected by bankruptcy exemptions
• You can pass the bankruptcy means test

Filing Chapter 13 Bankruptcy in Newark

If you have significant assets that you would lose in a Chapter 7 bankruptcy filing, you can still obtain debt relief by filing Chapter 13 bankruptcy. Chapter 13 bankruptcy may be right for you if:

• Your earnings are too high to file Chapter 7 bankruptcy
• You have significant mortgage arrearages and want to protect your home from foreclosure
• You have other valuable assets such as a vacation home, boat, motorcycle or second car that has been paid off

Under a Chapter 13 bankruptcy, you file a debt reorganization plan to pay back a portion of your debt with reasonable payments over the course of three to five years. Under certain circumstances you may be able to eliminate second or third mortgages and reduce automobile payments.

Contact Our Essex County Chapter 13 Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Newark bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

Bold labels are required.

Contact Information

Name

E-mail Address Please enter a valid e-mail address.

Phone

Brief description of your legal issue

Please verify that you have read the disclaimer. I have read the disclaimer. disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie