Many people spend years and thousands of dollars on debt negotiation and consolidation services only to find themselves deeper in debt than when they started. The only sure way to obtain debt relief is to file Chapter 7 or Chapter 13 bankruptcy. Do not invest your time and resources in a futile endeavor. File for bankruptcy now and save time and money.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of experience helping debtors get a fresh financial start. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Passaic and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Passaic

Filing for personal bankruptcy is an important life decision. Whether your goal is credit card liquidation, to eliminate all of your debt or save your home from foreclosure, our attorneys can assist you.

Chapter 7 bankruptcy may be right for you if:

• You do not have a significant amount of equity in your home
• You have unmanageable credit card debt, medical bills or other unsecured debt
• You do not have valuable assets that you are seeking to protect

You must pass a "means test" to file for Chapter 7 bankruptcy. If your earnings are too high to file Chapter 7 bankruptcy, you can still file Chapter 13 bankruptcy.

Filing Chapter 13 Bankruptcy in Passaic

If you are seeking to protect significant equity in home or other assets, Chapter 13 bankruptcy may be the right choice for you.

Under a Chapter 13 bankruptcy, you can file a debt reorganization plan to pay back a portion of your debt with reasonable payments over the course of three to five years. In this way, you can protect your assets, including your car and home, while still obtaining relief from debts.

Contact Our Passaic County Chapter 7 Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Passaic bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.

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• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie