Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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Wayne Bankruptcy Attorney

Many creditors mislead consumers into believing that they are not eligible to file bankruptcy under the new laws that went into effect in 2005. In reality, the vast majority of debtors are eligible to file either Chapter 7 or Chapter 13 bankruptcy.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of experience helping debtors get a fresh financial start. We offer a free initial consultation to discuss your situation and answer your questions about bankruptcy. We offer services in Wayne, Passaic County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Wayne

You are eligible to file Chapter 7 bankruptcy as long as you do not earn more than the median income in New Jersey. The median income changes depending on the size of your household. Even if you earn more than the median income, you may still be eligible if your living expenses are high and you pass what is known as the means test. Our lawyers will review your financial situation and let you know if you are eligible.

Chapter 7 bankruptcy is the simplest and fastest form of bankruptcy protection. However, Chapter 7 bankruptcy would not be appropriate for you if:

  • You own valuable assets such as vacation homes, expensive cars and other assets that are not protected
  • You have significant equity in your home
  • You are facing home foreclosure and you want to keep your home

Filing Chapter 13 Bankruptcy in Wayne

If you are not eligible to file Chapter 7 bankruptcy, Chapter 13 bankruptcy may provide a debt solution. Chapter 13 bankruptcy may also be a good option if you have valuable assets that you would lose in a Chapter 7 bankruptcy filing.

Chapter 13 bankruptcy is a debt reduction and repayment plan for consumers. If you are facing home foreclosure, Chapter 13 bankruptcy will allow you to stop the foreclosure and pay off arrearages over time. Chapter 13 bankruptcy may also allow you to eliminate second and third mortgages in certain situations.

Contact Our Passaic County Bankruptcy and Mortgage Foreclosure Mediation Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Wayne bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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