Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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West Orange Bankruptcy Attorney

At Goldman & Beslow, LLC, we understand that every person's financial situation is unique. We believe in individualized attention and tailoring debt relief solutions for each client's personal financial issues.

Our attorneys have more than 40 years of experience helping debtors get a fresh financial start. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Essex County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in West Orange

Chapter 7 bankruptcy is a viable option for consumers who have mounting credit card debts or other bills such as payday loans but may not have many assets.

Chapter 7 bankruptcy may be right for you if:

  • You have unmanageable amount of debt
  • Your debts are unsecured by property such as your home
  • You do not have significant mortgage arrearages

To file Chapter 7 bankruptcy, you must pass a "means test." Our lawyers will let you know if you are eligible based on your income and your living expenses.

Filing Chapter 13 Bankruptcy in West Orange

Filing Chapter 13 allows you to discharge your debt, save your home and still protect your valuable assets.

Chapter 13 bankruptcy may be right for you if:

  • You are seeking to protect a home, condo, automobile or other valuable asset that you would lose in a Chapter 7 bankruptcy filing
  • You want to eliminate taxes owed to the IRS or the state of New Jersey and/or repay taxes without further penalties or interest
  • You have valuable assets you do not want to liquidate to pay off your debts

Under a Chapter 13 bankruptcy, you can file a debt reorganization plan to pay back a percentage of your debt with reasonable payments over the course of three to five years. In this way, you can protect your assets, while reducing your debt to a reasonable amount. Under certain circumstances you may be able to eliminate second or third mortgages and reduce automobile payments.

Contact Our Essex County Chapter 7 Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced West Orange bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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