New Jersey Mandatory Bankruptcy Disclosures

Beware of companies that offer debt consolidation or negotiation services. Many of these companies are unlicensed and unregulated, and put their own financial interests ahead of the interests of their customers. Many are not even located in New Jersey. You could end up paying thousands of dollars in fees and end up with more serious debt problems than when you started.

At Goldman & Beslow, LLC, our attorneys are licensed by the New Jersey State Bar. As attorneys, we have an ethical duty to put your interests ahead of our own. We offer a free initial consultation to answer your questions. We offer services in three convenient New Jersey locations in East Orange, Jersey City and Paterson.

Full Disclosure of the Benefits and Risks of Bankruptcy

During your initial consultation, our lawyers will give you a full disclosure about the services we provide, the costs of those services, and your obligations to the bankruptcy trustee. We'll also explain both the benefits and risks of filing bankruptcy.

When you file bankruptcy, it's important to provide full disclosure of your debts and assets to your lawyer and the bankruptcy trustee. While many personal assets are protected by bankruptcy exemptions when you file Chapter 7 bankruptcy, certain assets may not be. For example, if you have a vacation home with substantial equity, a collection of expensive antique cars or other assets with values above a certain level, the trustee may take those assets and sell them to pay your creditors.

If you have assets that you would lose in a Chapter 7 bankruptcy filing, our lawyers can still help you obtain debt relief while keeping your assets by filing Chapter 13 bankruptcy.

Our law office is dedicated to keeping abreast of the ever-changing area of bankruptcy law and keeping you informed about your options. Our office staff is compassionate, dedicated and experienced, with cumulative bankruptcy law experience of more than 40 years.

For More Information About the Bankruptcy Disclosure Statement

For more information about mandatory bankruptcy disclosures, call us today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey communities.

Bold labels are required.

• Dear Mark:

  Thank you so much for all you did in handling our case. You always made us feel comfortable and eased our fears and worries. Thank you for helping us get a new start.

  With deep appreciation
  Mary & Jim

• To Goldman & Beslow, LLC and Staff

  The "Fresh Start" is great and I just want to thank you for assisting me in this matter. I was very satisfied with the representation and would use your services again if the need arises, and also recommend you highly to my friends. Again "Thank You".

  Your truly
  Vivian

• Mr. Goldman

  Thank you so much for helping those with financial problems myself especially. Thank god that through you my financial problems were solved.

  Sincerely
  Gary T.

• To Goldman & Beslow, LLC

  On behalf of my wife Audrey and myself, we would like to send our heartfelt thanks and appreciations to you for everything you have done for us. We have regained our lives and sanity!

  Thanks for everything
  Mr. & Mrs. G

• Dear Mr. Goldman,

  Thank you just is not enough for my gratitude for all you did to help me. Thank you! Thank you! Thank you for helping me get my life back.

  Thank you
  Mr. B

• Dear Mr. Goldman,

  Once again my husband Frank and I just want to thank you for all you did for us. You helped to make it possible for us to have a new beginning.

  Ms. V

• Mr. Mark Goldman, Esq.

  Your kindness meant more than you'd ever guess thank you so very much for your thoughtfulness and wonderful services.

  Ms. M.

• Dear Mr. Goldman:

  I greatly thank you for your firm's representation with my chapter 7 case. Your staff was a pleasure to do business with. I will be sure to refer people to your practice. Thank you once more.

  Sincerely,
  Natalie