Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
FREE Initial
Consultation Se Habla Espanol
Go to Practice Area Categories

Essex County Bankruptcy Credit Counseling Lawyer

Under the new bankruptcy laws that went into effect in 2005, anyone who plans to file bankruptcy must obtain credit counseling from a government-approved organization. In addition, debtors must complete a debtor education course in order to have their debts discharged.

At Goldman & Beslow, LLC, our attorneys are fully familiar with the requirements for credit counseling and debtor education under the new bankruptcy laws. We offer a free initial consultation to answer your questions. We offer services in three convenient locations in East Orange, Jersey City and Paterson.

What Is Credit Counseling?

Credit counseling includes an evaluation of your personal financial situation, a discussion of alternatives to bankruptcy and a personal budget plan. The course takes about 60 minutes, and can be completed online or on the phone. You will receive a certificate after completing this course.

Our lawyers will provide you with an approved New Jersey credit counseling organization that provides this course. You must complete this course before your debts can be discharged. Failure to complete the course will result in dismissal of your case.

What Is Post-Bankruptcy Debtor Education?

Debtor education includes information on developing a budget, managing money, using credit wisely and other financial topics. The course takes about two hours and can be completed online or on the phone. You will receive a certificate after completing the course.

In a Chapter 13 bankruptcy filing, you can complete the course any time within your three- to five-year payment plan. In a Chapter 7 bankruptcy, you must complete the course before you receive your discharge. If you do not complete the course, your case will be closed without the discharge of debts.

Contact Our Passaic County Bankruptcy Debtor Education Attorneys

Let us get you back on your feet so you can get on with your life. Call our experienced Essex County bankruptcy credit counseling attorneys today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey communities.

PRACTICE AREA CATEGORIES

Tell Us About Your Case

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

PROFESSIONAL ASSOCIATIONS

  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
Review Us
Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

qr code

EAST ORANGE
OFFICE
7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

Back to Top