Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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Will I Lose My Car in Bankruptcy in New Jersey?

If your car has been repossessed or you are concerned about losing your car, bankruptcy may provide a solution. Filing bankruptcy will put an immediate stop to a vehicle repossession. In addition, there are bankruptcy options that will allow you to keep your vehicle as long as you continue making payments.

At Goldman & Beslow, LLC, our attorneys have more than 40 years of bankruptcy law experience. We are fully familiar with the issues involving vehicles and bankruptcy in New Jersey. We offer a free initial consultation to answer your questions. We offer services in three convenient locations in East Orange, Jersey City and Paterson.

Can I Keep My Car When I File Bankruptcy?

The Bankruptcy Code allows you to keep a personal vehicle as long as you are current with payments and if there is not substantial equity in the asset.

Even if you are behind with your car payments, you can file a Chapter 13 and catch up with what is owed over the life of your plan. It is important to know your rights when choosing between Chapter 7 and Chapter 13. Our attorneys will explain how you can protect your vehicle, and in some cases negotiate a lower monthly auto payment.

Can I Get My Car Back if It Has Been Repossessed?

If your vehicle has been repossessed because you are behind on your payments (on a loan, not a lease), you have a 10-day window to get your car back in New Jersey. Our lawyers can help you get your car back by filing an emergency bankruptcy.

Filing bankruptcy can also discharge debts associated with a car that has already been repossessed and sold for less money than you owe on it.

For More Information About Cars and Bankruptcy

For more information, call our experienced Essex County, New Jersey, bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey communities.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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