Why Choose a Debt Adjuster to Stop Foreclosure?
In tough economic times, real estate foreclosures increase. The result is significant pain and hardship. Most people, when they learn that they may lose the house, don't know what to do or where to turn.
One option is bankruptcy. Either Chapter 7 or Chapter 13 bankruptcy can stop foreclosure actions immediately and give you time to figure out what to do. In some cases, you may be able to keep your house by becoming current with your mortgage payments. In others, you may be able to modify the loan so that you can continue to make payments and keep your house.
The loan modification process involves changing the terms of your mortgage loan so that you can afford to continue making payments. Attorney Mark Goldman is licensed by the New Jersey Department of Banking and Insurance to undertake debt adjustment work. If debt adjustment is the best way for you to stop foreclosure, our law firm can assist you.
It is important to seek out a licensed debt adjuster to help you with modification of your mortgage loan. Otherwise, you may be victimized by unlicensed practitioners. You may pay excessive fees, receive no actual services, further damage your credit and may even lose your home despite your efforts to save it.
Licensed debt adjusters must undergo a rigorous application process and be bonded and regulated by the state. Homeowners seeking relief from onerous mortgage loans can be confident that New Jersey has high standards for licensing attorneys as debt adjusters.
Our lawyers will help you prepare and process your paperwork. We can act as an intermediary in adjusting the terms of the mortgage or other debts. We can help you
Homeowners may also avail themselves of a program that provides court-supervised mediation between homeowners and lenders to help resolve payment disputes or delinquency and stop foreclosure. The New Jersey Judiciary Foreclosure Mediation Program a free program funded by the State of New Jersey to develop workouts of delinquent loans. Its goal is to align the interests of mortgage lenders and homeowners. Our attorneys can represent you during the process.
Mark Goldman, A Professional Corporation, offers bankruptcy solutions to clients throughout New Jersey, East Orange, Jersey City, Paterson, Orange, West Orange, South Orange, Irvington, Belleville, Maplewood, Jersey City, Newark, Clifton, Wayne, Passaic, Fort Lee, Hoboken, Paterson, Hackensack, Englewood, Livingston, Bloomfield, Little Falls, Hillside, Union, Kearny, Harrison, Fairfield, Caldwell, Garfield, Lodi, Totowa, Bayonne, North Bergen, Weehawken, Union City and Secaucus, and Passaic County, Hudson County, Essex County, Bergen County, Union County, and Sussex County.
