Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
FREE Initial
Consultation Se Habla Espanol
Go to Practice Area Categories

New Jersey Bankruptcy Means Test Lawyers

A federally mandated means test is a fundamental first step in preparation for filing bankruptcy. A means test will determine whether a debtor qualifies for a Chapter 7 or a Chapter 13 bankruptcy. A debtor's means test results, or value of his or her assets, will determine whether he or she can file a Chapter 7 bankruptcy (resulting in discharge of most or all consumer debt) or Chapter 13 bankruptcy (resulting in reorganization and partial or full repayment of debt over three to five years).

The Outcome of Your Means Test Can Determine Your Qualification for Chapter 7 Bankruptcy

For most debtors, the stakes are high when taking a means test. At Goldman & Beslow, LLC, we consider this a most crucial phase in the path toward bankruptcy. Our attorneys personally conduct the means test. Paralegals in our office do not conduct the means test. free one-half hour consultation our New Jersey bankruptcy law firm to discuss how to arrange for one of our experienced lawyers to advise you through all aspects of your bankruptcy.

The Means Test Should Not Be a Do-It-Yourself Undertaking

Taking a means test in preparation for bankruptcy is not always a cut-and-dried process. Debtors who do not have our attorneys' level of knowledge and experience are not likely to know how to properly complete a means test. What is a business asset and what is an investment? The way you answer questions such as this may have very significant consequences in determining whether or not you qualify for a Chapter 7 bankruptcy.

Our New Jersey Bankruptcy Means Test Attorneys Can Advise You

From our law offices in East Orange, Paterson, Jersey City and Newark, our lawyers help clients prepare for successful bankruptcy filings. The means test at the beginning of the process is the first — and a very key — step. In our office, only attorneys conduct the means test. Paralegals do not! Call our experienced Essex County, New Jersey, bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey counties.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


Tell Us About Your Case

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.



  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
Review Us
Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

qr code

7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

Back to Top