Goldman & Beslow LLC
East Orange: 973-677-9000
Paterson: 973-247-9445
Jersey City: 201-659-6226
Toll Free: 888-827-5493
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Bankruptcy and Retirement Assets in New Jersey

Many people erroneously think of retirement accounts as savings to be used in an emergency. In fact, retirement resources are set aside for your older years. They are vital to your own future. It is in the government's best interests to leave your retirement resources alone as you resolve debt problems along the way during your younger years. This is why most retirement plans are exempt from liquidation in a bankruptcy or creditors' attempts to levy on these accounts.

If you have arrived at this Web page while considering the possibility of tapping into your retirement assets to pay off consumer debts, we hope and expect that the end result may be this: You will heed our earnest advice: "Don't touch your retirement assets!" Tapping into retirement accounts too early will trigger penalties (fees) and an increased tax burden. More importantly, you will remove the opportunity to let retirement assets continue to grow through compounded interest over the decades ahead. Digging into assets that are protected in bankruptcy in order to pay off debts that could be eliminated through bankruptcy is not a smart idea at all!

Ultimately, we hope that you will thank Goldman & Beslow, LLC, for showing you the way to debt relief through bankruptcy while leaving intact your retirement accounts, including:

  • Tax-exempt 401(k)s, 403(b)s, profit-sharing and money purchase plans, SEP and SIMPLE IRAs, and defined-benefit plans, such as pensions
  • IRAs and Roth IRAs, up to $1,171,650 per person

Protecting 401K Saving and Filing Bankruptcy

Discuss your pending bankruptcy and retirement assets in New Jersey. Call our experienced East Orange bankruptcy attorneys today for a free one-half hour consultation at 973-677-9000 or 888-827-5493. Our lawyers serve Essex, Union, Hudson, Passaic, Bergen, Morris, Middlesex, Sussex and other New Jersey counties.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

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