Identity Theft

When a person fraudulently assumes or changes your identity for financial gain


If Someone has stolen your identity, take the following actions immediately !

  • Contact the fraud department of each of the three major credit bureaus
  • Tell them to flag your file with a fraud alert
  • Have the creditors get your permission before opening any new accounts
  • Ask the credit bureaus for copies of your credit reports
  • Review your reports carefully for any accounts that may have been tampered with or opened
  • Contact any of the creditors for any accounts that may have been tampered with or opened
  • Follow up with a letter to meet the procedures of the Fair Credit Billing Act
  • In a few months order new copies to verify your corrections and changes and to make sure that no new fraudulent activity has occurred
  • File a report with your local police department or the police in the community where the identity theft took place
  • If your social security card is stolen contact the Social Security Administration
  • If your driver's license is stolen contact your Department of Motor Vehicles
  • Use a password for account changes (not maiden name, birthdays, etc.)

Report Fraud

Order Credit Report

Equifax

800-525-6285

800-685-1111

Experian

888-397-3742

888-397-3742

Trans Union

800-680-7290

800-916-8800

Social Security

800-772-1213

Federal Trade Commission

877-438-4338

American Express

800-528-4800

Discover

800-347-2683

Master Card

800-826-2181

Visa

800-336-8472