Bergen County Bankruptcy Attorney

At Goldman & Beslow, LLC, we understand how unmanageable debt can overwhelm people. Our lawyers and staff will work to make you feel comfortable from the minute you enter our office. We have the tools and experience to help you successfully recover from debt and move on with your life.

If you face significant debt problems, we offer a free initial consultation to discuss your situation and answer your questions. We offer services in Hackensack, Bergen County and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Bergen County

If you have unmanageable credit card debt, medical bills, motor vehicle surcharges, loans and certain tax debts, Chapter 7 bankruptcy may be appropriate for you.

Chapter 7 bankruptcy may be the best choice for you if:

  • You do not have a significant amount of equity in your home
  • You do not have valuable assets that you are seeking to protect
  • You have significant payday loans, credit card debt or medical bills

You must pass a "means test" to qualify to file for Chapter 7 bankruptcy. Our lawyers can guide you through the process of determining if you are eligible.

Filing Chapter 13 Bankruptcy in Bergen County

If you have a home, condo, automobile or other valuable asset, you may want to file for Chapter 13 bankruptcy to protect your assets and obtain debt relief.

Chapter 13 bankruptcy may be the best choice for you if:

  • You want to eliminate taxes owed to the IRS or to the state of New Jersey and/or repay taxes without further penalties or interest
  • You want to protect your home from foreclosure
  • You want to recover from debt but want to protect your significant assets

Under a Chapter 13 bankruptcy, you can file a debt reorganization plan to pay back a percentage of your debt with reasonable payments over the course of three to five years. In this way, you can protect your assets, including your car and home.

Contact Our Hackensack Chapter 13 and Real Estate Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Bergen County bankruptcy lawyers today for a free one-half hour consultation at 973-677-9000 or 888-827-5493.