Why Choose Us?

Because Here Is What You Get:

We Have The Experience

Doing nothing but bankruptcy law for a living makes us better. Very simply....we know our stuff. We help teach other bankruptcy attorneys. We have helped over 10,000 clients get free from the burden of millions of dollars in debt. We know the answers. We know the laws.

We Know That How We Treat You Is As Important As What We Do For You

We take great pride in the level of caring and respect we show our clients. Filing bankruptcy is an important decision, and we know that you will have lots of worries and concerns. For most people, the mere thought of filing bankruptcy seems scary. We know this, and that's why we focus so much energy on addressing your worries and concerns and why we promise to do our best to address all of them.

Our goal is to make you feel like family in dealing with us. We understand what you have been through with your creditors and that you need and deserve a place where you can feel safe and secure, and where you can feel welcome and at home.

That's why we encourage you to keep asking until you have all of your questions answered. We will tell explain all about how bankruptcy works. We will try to address all your concerns about how it feels, what filing really means, and, what you can expect will happen in the future. We only want what's right for you and your family. If that's bankruptcy...fine. If not, that's fine too. Either way, for us, it's all about the warmth and the welcome

We Have Good, Caring People Working For Us

You will like our staff. We are very careful to only hire people who are good with other people, people who will care deeply about their clients. But, don't take our word for it. See for yourself. Check out the "Testimonials" section of this website. There's a reason our clients send us thank you letters, and why we get so many referrals.

You have been through enough. It's time for you to be treated with kindness, love and respect. You are a good human being and the last thing you need is someone harassing and badgering you.

We Provide results

Our law firm provides results. We don't just say it, we have the cases and clients to prove it. We have helped thousands of client move down the road to a debt-free life in a Chapter 13. We can usually lower monthly payments for every client we represent. And lowering monthly payments for our clients lowers stress. Isn't that what you really want? Less stress so you can focus on more important priorities... like your family.

We Offer A Totally FREE One Half Hour Debt Consultation

We know that when you have too many bills to pay... the last thing you need is another payment. That's why we offer a FREE debt consultation. You get a FREE consultation, and you can learn all about what your options are and get all your questions and concerns answered, and it doesn't cost you a thing. If you want to come in, sit down, take up our time, get answers, and then just leave, you can.

We Offer Reasonable Fees

You don't have to pay more to get the expertise you need. By handling a large volume of clients, we are able to operate more efficiently, and you know who wins — you do! You get all our knowledge and experience for no more than you might pay a lawyer with little or no experience. So, which lawyer would you choose?

Chapter 13: If you need to file a Chapter 13 bankruptcy, for most clients, we only require a portion of the fee up front, plus the cost of getting your credit report & credit counseling. The remainder of our attorney fees are figured into your plan and paid out over time, and this makes filing bankruptcy affordable for you.

Chapter 7: If you need to file a Chapter 7 bankruptcy, we offer a flexible payment plan. Under the law we have to collect all fees up-front, before we file your case. Otherwise when we file your case, we wipe out our own debt because attorney fees are just another debt you can get rid of in bankruptcy. Usually however, if you are a good candidate for a Chapter 7 and you can hold off filing your case for a few months, this gives you the time to come up with the necessary fees. Many of our clients pay as little as $100 per month until the fees are paid. As soon as all the fees are collected, we file your case. In the meantime there is still good news. Your case is not yet filed, but you have a lawyer. Once you put as little as $200 down, we are your lawyers, and this means you have the full weight of our office behind you. Once we are your lawyers and you have questions, you have full access to our attorneys and staff to answer your questions, and to keep you protected as best we can until you can get your case filed.

We enjoy the respect of the court system. The court trusts the integrity of the way we prepare our cases. Should we represent you in a bankruptcy the way you are treated in court will be a direct reflection of the respect the court has for our firm. You will be hard-pressed to find another firm that provides you with the personal attention, support, and empathy that we provide.