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March 2016 Archives

A chase for reward points often equals crushing credit card debt

A professor of marketing in another state published a paper in 2001 about consumers' reactions when they have the option of paying by credit card rather than cash. He has determined that handing over cash creates a sense of loss that is absent when paying by credit card. Unfortunately, this ease of payment is likely to blame for the overwhelming credit card debt of many consumers nationwide, including some here in New Jersey.

Survey shows medical debt concerns many families

The results of a survey regarding the expenses related to health care since the Affordable Care Act became effective were recently published. These included the opinions of consumers in New Jersey and six other states. Over half of respondents indicated that healthcare costs and medical debt are major concerns.

Why is debt relief best navigated with professional guidance?

New Jersey consumers who find themselves in situations in which they are unable to pay even the minimum required amounts on their credit cards may desperately be seeking remedies to resolve their financial dilemmas. There is never a shortage of advice for quick-fixes from friends, family and the media; however, some debt relief options may exacerbate the problem. Seeking the help of a professional may provide the desired results.

Considering bankruptcy? Don't operate under these misconceptions

Federal bankruptcy laws have been around for a long time, and readers may already be familiar with the general concepts of a Chapter 7 liquidation versus a Chapter 13 reorganization. Nevertheless, our bankruptcy attorneys have observed several common misconceptions. For anyone considering the protections and fresh start that a bankruptcy filing may offer, it is important to understand the full benefits offered by this area of law.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow, LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
E-mail the firm

NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
E-mail the firm

JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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