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May 2016 Archives

Proper management of credit card debt can increase credit score

Although credit cards are often cited as the reasons for unmanageable debt and the associated financial stumbling blocks, many of the beliefs New Jersey consumers have about credit cards are myths. Credit card debt is not necessarily bad, and it can actually be beneficial if it is managed in a responsible manner. Unfortunately, the responsibility requires debt management skills and self-control if adverse consequences are to be avoided.

When is it time to file for personal bankruptcy?

Some New Jersey consumers may have fallen into the trap of obtaining more credit cards to cover living costs. It is not uncommon for those with overwhelming credit card debt to apply for additional cards to pay the debts of existing cards, causing a spiral of debts for which not even the minimum monthly payment can be made. Although most people find it difficult to discuss their financial problems with others, this may be an ideal time to discuss potential remedies with a personal bankruptcy attorney.

Property owners may choose bankruptcy to stop foreclosures

When New Jersey residents experience events that jeopardize their financial stability, it may not be wise to procrastinate. When consumers stand to lose their homes, it may be appropriate to consult with an attorney. The laws related to foreclosures may differ from state to state, and gaining the relative information may be beneficial.

Debit card use can prevent accumulation of credit card debt

For many New Jersey consumers, debt management is a headache. Some people who have had to work hard to get rid of unmanageable credit card debt have resorted to avoiding credit cards and using cash instead. Walking around with a lot of cash is unsafe, and debit cards are gaining popularity.


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow, LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
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NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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