Can I file Chapter 13 without an attorney?

Filing for bankruptcy is a complex process. You may wonder if you need to hire an attorney to file in New Jersey. While you are not required to have an attorney, the United States Courts highly recommends that you use one when filing. The process of filing is difficult and there are many steps. There are also some things that could be confusing. If you make a mistake or miss a deadline, then your case may be dismissed.

Getting an attorney to help with your bankruptcy can ensure that you are included all the required information and not missing any important details that could affect your filing. He or she can ensure paperwork is properly filled out and filed at the correct times. Your attorney can also offer you advice and provide legal counsel as you work through the process.

If you do choose to forego the assistance of an attorney, you should expect to be treated as your own legal counsel. This means you have to follow all the rules and requirements of the court. You must be completely responsible for everything you submit to the court. You will have to study the bankruptcy code to ensure you understand the process, which can take some time to do.

Also, keep in mind that nobody within the court can offer you any help with filing your case. They can answer general questions to help you get forms you need and give you filing information, but they cannot help you with the process in any way. This information is for education and is not legal advice.

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