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Bankruptcy Archives

Secured debt versus unsecured debt in the bankruptcy process

Many, if not most, New Jersey residents have debt of some kind. You may be one of the many people who carry a normal amount of debt, only to find yourself slowly losing control of your financial situation after an emergency or unexpected circumstance. If you are currently dealing with a debt balance that is taking over your life, you have options.

Justices clarify the concept of defalcation

Like divorce, bankruptcy is not generally a process anyone should approach without first receiving the counsel of an experienced attorney. Bankruptcy law is sometimes frustratingly complex and failure to understand its nuance can lead to costly bankruptcy mistakes. One mistake that some bankruptcy filers engage in even without realizing it is defalcation.

Is your home underwater? How to truly obtain a fresh start

Over that last few years it is likely that many residents of New Jersey have found themselves making difficult decisions regarding their finances. The less than desirable economy left quite a few people in positions with their finances they never dreamed of, struggling to get by. It has led some to Chapter 7 or Chapter 13 bankruptcy filings to resolve their financial issues.

Bankruptcy Survey: Student Loan Debt May Create Next Economic Crisis

Last year total outstanding student loan debt incredibly surpassed $1 trillion - and the year before that, student borrowing was greater than $100 billion for the first time ever. This dramatic increase in student loan debt has some worried that we are on the verge of another economic crash on par with the home mortgage crisis, according to a new report and survey by the National Association of Consumer Bankruptcy Attorneys (NACBA) entitled, "Student Loan 'Debt Bomb': America's Next Mortgage-Style Economic Crisis."


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  • NACBA | National Association of Consumer Bankruptcy Attorneys
  • NACA | National Association of Consumer Advocates
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Goldman & Beslow, LLC

Goldman & Beslow, LLC is a Federal Debt Relief Agency by an Act of Congress. We have proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for over 38 years.

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7 Glenwood Avenue,
Suite 311B
East Orange, NJ 07017
East Orange Law Office

Phone: 973-414-8069
Phone: 973-419-7631
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
Fax: 973-675-5886
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NEWARK OFFICE 168 Bloomfield Avenue
Newark, NJ 07104
Newark Law Office

Phone: 973-483-1333
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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PATERSON OFFICE 100 Hamilton Plaza,
Suite 405
Paterson, NJ 07510
Paterson Law Office

Phone: 973-247-9445
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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JERSEY CITY OFFICE 26 Journal Square,
Suite 603
Jersey City, NJ 07306
Jersey City Law Office

Phone: 201-659-6226
Phone: 973-419-5266
Phone: 201-205-2496
Toll Free: 888-827-5493
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