It's probably not the first time you've encountered financial challenges in life. In fact, if yours is like many other New Jersey households, you've likely been having ups and downs with money ever since you got married and started having children. Some years may be...
Firm News
Some forms of financial struggle may fly under the radar
Dealing with substantial amounts of debt can be one of the most stressful and daunting experiences you may ever encounter. If you are going through an extended period of financial strain, you could be struggling simply to make ends meet and wondering what this could...
File for bankruptcy or take another path for debt relief?
Many New Jersey families are currently stuck between rocks and hard places regarding finances. The cost of living is high and everyday expenses may be difficult to meet if anything out of the ordinary occurs to throw things off-track. For instance, if you or your...
Don’t panic: You can prepare for bankruptcy
When financial trouble hits, the way you react will likely impact your ability (or inability) to find a solution and get things back on track. Like many other people throughout the nation, some New Jersey residents may tend to panic, feel overwhelmed or helpless, and...
Things to know regarding credit, post-bankruptcy
If you're currently facing financial problems and are considering filing for bankruptcy, you may be hesitant because you're worried how it might negatively affect your credit score. It's true that Chapter 7 or Chapter 13 bankruptcy will lower your score but just like...
Did one or more of these issues cause your credit card debt?
Do you tend to avoid discussions about finances because they stress you out? If so, you are in good company as many other New Jersey residents do the same. Your financial journey has probably included a lot of ups and downs, with some months or years a lot better than...
Bankruptcy, debt consolidation or debt settlement — what to do?
Are you one of the many New Jersey residents who is struggling financially? If you have a large amount of debt, getting rid of it as soon as possible would grant you and your family some relief. What is the best way to go about eliminating debt? Bankruptcy, debt...
Confirmation is an important step in Chapter 13 bankruptcy
Most people have some amount of debt. In many cases, the debt is positive in that parties have taken out loans for houses or vehicles, but in other situations, people can easily accumulate a substantial amount of other, less helpful debts, such as credit card debt or...
If a lender threatens to close the door on your home loan
Your personality may have a lot to do with how you handle financial problems. If you're the type of person who worries a lot and tends to suffer anxiety when life throws a curve ball in your direction, you might panic a bit if your financial train veers off track. On...
Chapter 7 versus Chapter 13: What’s the difference?
If things haven't been going so well financially for you, you may feel as though you're swimming upstream. The good news is that most financial problems are resolvable. The key to finding a viable solution often lies in knowing what options are available and who can...