You Deserve A Fresh Start
Filing for Chapter 7 bankruptcy may discharge most of your debts and give you a fresh opportunity to reorganize your finances and regain financial freedom. However, not everyone qualifies for this type of bankruptcy. To qualify for Chapter 7 bankruptcy, you must meet...
People facing financial hardship are still unjustifiably stereotyped at times. There is a common misconception that individuals only get into debt after they have spent recklessly. This could not be further from the truth. Millions of responsible and hard-working...
Student loan debt has skyrocketed over the last few decades, and it's causing all sorts of problems for borrowers. This starts with the fact that a lot of people are strapped with an incredible amount of debt as soon as they graduate, so not finding a good job...
The word bankruptcy is still often associated with negative connotations. It may be seen as some sort of failure or the result of financial carelessness. In reality, this is far from the truth. Many people across the country are struggling to pay their bills each...
You owe a lot of money on your credit card. Maybe you had some unexpected bills that you had to pay, and charging them to the card was the only way to do it. Perhaps your spouse has been spending frivolously. No matter how it happened, you realize that you're not...
Having several credit cards can help you balance your budget. Different due dates and reward bonuses allow you to use targeted financing solutions for purchases. Unfortunately, if the balance on one of your accounts gets too close to the limit, you may not be able to...
Medical debt is one of the leading causes of bankruptcy. Many of the people who become overwhelmed by medical debt have health insurance. However, even that isn’t always enough to protect Americans from losing all their savings and still owing money if they or a loved...
It seems that many power players in Washington, D.C., have heard the calls of millions of Americans who are drowning in student loan debt. As the average cost of a college education has skyrocketed over the past few decades, graduates find it increasingly difficult to...
Have you ever met someone who says they have never owned a credit card, never taken out loans and never spent more than they have? If they have never owed anyone money in their life, they have done well. Yet, unless you have a particularly high income, or inherited...
Each January, thousands of people open their credit card statements with trepidation. Some don’t even open them for fear of the bad news inside. It is easy to spend too much in December. People expect presents, colleagues and friends expect you to join them on nights...
