You Deserve A Fresh Start
The holiday season means trying to get gifts for your loved ones. This can become an expensive endeavor. Some people rely heavily on credit cards to make this possible. Once the holidays are over and those credit card statements start coming in, it might become...
You’ve never declared bankruptcy before, but you finally made the decision to do it. You know that it’s going to help you because you need to clear up some of these debts so that you can have a successful financial future. When you mention to someone else that you’re...
If you’re considering filing for bankruptcy to get out from under a mountain of debt, it’s critical to understand what kinds of debts can and cannot be discharged in bankruptcy. One area that can be confusing is legal judgments. There’s no one answer to whether a...
Using credit cards is often seen as something that is just convenient. It’s easy to carry a card around and have access to a line of credit that can buy anything that you need, but you don’t have to bring cash with you everywhere that you go. This is also seen as a...
People often spread rumors about bankruptcy because they don’t always understand what it means. Because of this, bankruptcy gets a bad rap, which can cause the people who need it most to bury themselves in debt. Making the most informed decision sometimes means...
Knowing when, or if, to file for bankruptcy is a tricky and highly emotional decision. Even if it’s through no fault of your own, bankruptcy seems like running into a brick wall of failure. Logically, you know bankruptcy is common, especially in the era we live in,...
Did you know that your debt might make you ill? The link between debt and psychological health is widely known, but it can also affect your physical health as well. No one ever expects to end up in debt, but it happens to those from all walks of life, from the poor to...
Filing for bankruptcy is a big decision. If you have a lot of debt and cannot manage it, it may be a smart solution to help you achieve secure financial footing again. However, it’s important to know as much as possible about it before filing. This includes how it...
Bankruptcy will take a heavy toll on your credit score, at least initially. Most people report a three-digit drop in their credit score after filing, even if they remove a large collection of credit blemishes and replace them with one major negative mark commemorating...
Besides throwing your finances off balance, wage garnishment can also put you in an embarrassing situation. Depending on the terms of your employment, wage garnishment can also strain your relationship with your employer. If creditors are threatening to garnish your...
