asset forfeiture Archives

Can I keep my car if I file bankruptcy?

If your debt becomes uncontrollable, you may have no choice but to file for bankruptcy in New Jersey. Doing so will change your finances and possible lead to you losing some of your assets. If you have an auto loan, you may wonder if there is any way to keep your vehicle, especially if it is the only one you have.

What property can I keep after a bankruptcy?

There are many different types of protected property that you could be able to keep after certain types of New Jersey bankruptcy, especially chapter 13. For example, you might be able to keep your car or your home. However, your situation is likely to require an exacting analysis to maximize asset retention while still appeasing your creditors.

Why can student loans not be discharged in bankruptcy?

When filing bankruptcy in New Jersey, you may be dismayed to learn that your student loan debt cannot be discharged as part of your case. There are only a very few, rare situations where you can get rid of your student loan debt by filing bankruptcy. In most cases, they will stick around even after you file and your case is closed.

What is civil forfeiture?

There are times when law enforcement in New Jersey can take your personal property without your consent. According to, if law enforcement suspects that your property is somehow tied to criminal activity, they can take it under civil forfeiture. The problem is that the laws in this state are considered to be horrible because they do not properly regulate civil forfeiture.

Understanding what happens when your car is repossessed

Despite your best efforts to continue making car payments on your vehicle, you are unable to meet the required expectations and your car is repossessed by the loaner. Now, you are left trying to figure out where to go from here and what steps come next. At Goldman & Beslow, LLC, we have helped many people in New Jersey to work their way through challenging financial disruptions. 

Can my wages be garnished for debt?

If you have debt issues in New Jersey, you may be plagued with calls or letters from collection agencies wanting to get paid. Debt is an issue many people struggle with. It is common to fall behind on payments and end up in collections. In some cases, if your debts are way overdue and all efforts to collect them have failed, a creditor may try to garnish your wages or bank account to get its money.

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