Essex County Bankruptcy Attorney

Crippling debt can be the result of an injury, illness, job loss, divorce or other unforeseen event. Regardless of how you got into debt, bankruptcy provides a way out. The bankruptcy lawyers at Goldman & Beslow, LLC help you get the fresh financial start you need.

Our attorneys have more than 44 years of experience helping debtors discharge debts while protecting their personal assets. We offer a free initial consultation to discuss your situation and answer your questions. We offer services in Essex County, West Orange and other New Jersey communities.

Filing Chapter 7 Bankruptcy in Essex County

Chapter 7 bankruptcy is a proceeding that results in the discharge of most obligations. While the bankruptcy trustee can take certain assets with substantial equity to pay creditors, most of your assets are protected by bankruptcy law exemptions. If your assets have substantial equity and you want to retain these assets, you should file a Chapter 13 bankruptcy and not a Chapter 7.

If you file a Chapter 7 bankruptcy, our firm offers a flexible payment plan. For as little as $200 down, you have full access to our attorneys and staff to answer your questions and to keep you protected from creditor phone calls until you can get your case filed.

Filing Chapter 13 Bankruptcy in Essex County

Chapter 13 bankruptcy is a debt repayment plan for consumers. If you have significant assets that you might lose in a Chapter 7 bankruptcy filing, you can protect those assets and obtain debt relief by filing Chapter 13 bankruptcy. Chapter 13 bankruptcy is also a mechanism to catch up with mortgage, car and tax arrears, and in some cases stripping off second and third mortgages and reducing car payments.

If you file a Chapter 13 bankruptcy, we only require a portion of the fee up front, plus the cost of credit counseling and getting your credit reports. The remainder of our lawyer fees are figured into your Chapter 13 plan and paid over time.

Contact Our Essex County Chapter 13 and Real Estate Lawyers

Let us get you back on your feet so you can get on with your life. Call our experienced Essex County bankruptcy lawyers today for a free one-half hour consultation at 973-414-8069 or 888-827-5493.