Protecting Your Home And Building A Brighter Future
Not everyone who is facing difficult debt is in that situation because they are not making money. It is very easy to have even a substantial income stream and still be unable to keep up with debts. Especially since the recession of 2008, many people have found themselves forced into situations where a pay cut turned a debt load that had previously been manageable into something that could not be sustained over the long run.
People in this type of debt situation can feel like all they need to do is buckle down and they can force their way through by hard work, scrimping and smart choices.
Learn About Your Debt Relief Options
The reality for most people is that they could have benefited from experienced debt relief guidance long before they finally asked for it. There is no need to suffer through years of strain and stress trying to fix your difficult debt situation on your own. There are options. We can educate you about what Chapter 13 can do for you and your family.
One of the major reasons to consider Chapter 13 is if your home is threatened with foreclosure. When you file for Chapter 13, all foreclosure proceedings, along with all other debt collection attempts, must cease immediately. Any late mortgage payments can be rolled into the three- to five-year repayment plan that is part of Chapter 13.
Tell Me More About The Repayment Plan That Is Part Of Chapter 13
Under Chapter 13, a repayment plan is created that takes into account your debts and your ability to pay. People make payments over a five-year period and then any leftover unsecured debt is discharged.
We Have Provided Debt Relief For More Than 10,000 Clients
At Goldman & Beslow, LLC Attorneys At Law, our firm is dedicated to helping people navigate the bankruptcy process so that they can move on with their lives and leave their difficult debt behind. Our goal is to leave on you on solid financial footing by the time you are discharged from bankruptcy. We have helped more than 10,000 people over the past 44 years, and we use that experience to ensure that every new person we help gets the most benefit from going through the process.
Chapter 13 Bankruptcy Lawyers Serving Northern And Central New Jersey
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.