You Deserve A Fresh Start
Credit cards are a double-edged sword, offering convenience and potential financial ruin. On the one hand, they make it easy to make purchases without carrying cash, build credit history and earn rewards. However, their misuse can quickly lead to financial instability...
Although business bankruptcy filings dropped slightly last year, the government reports that bankruptcy filings for individuals increased significantly. The courts received over 300,000 bankruptcy filings for 2022 and the rate of Chapter 13, or reorganization of debt...
Most careers require a college education, but not many Americans can afford the price tag. And this is where student loans come in to bridge the gap. Financial institutions provide student loans because beneficiaries are likely to have to capacity to secure employment...
Bankruptcy is not necessarily the consequence of poor spending. You can get into debt because of an unexpected situation, such as an illness. Medical debt is one of the leading reasons people declare bankruptcy. This guide discusses how illness contributes to...
For most modern households, credit cards are a financial necessity. Individuals never know when they might need to repair their vehicle or buy supplies for a school project. Credit cards provide financial flexibility by allowing individuals to spend money before they...
You might want to realign your viewpoint if you think you are one of only a few struggling with overdue debt. In reality, about millions of other Americans are in a similar situation. To those who lack the resources to pay their debt, it is tempting to ignore the...
Bankruptcy can be a welcome relief when you are struggling with debt. But bankruptcy can also leave a significant dent in your credit score. If you have recently filed for bankruptcy, you might be wondering if there is anything you can do to repair your credit score. ...
Declaring bankruptcy can save you from high debt and potential lawsuits from creditors. In addition, it can give you peace of mind and a fresh start. However, despite these benefits, some people avoid filing for bankruptcy when they need to. This guide discusses two...
People sometimes struggle with bankruptcy because they believe that their situation is their own fault. They think that they’ve gotten themselves into financial trouble and that they’ve made a mistake. They may even feel ashamed to tell people that they know that...
Do you have a ton of debt you’re struggling to pay off? You aren’t the only one. When this happens, people typically look for alternative methods to recover from their debt. One option you have is to file for bankruptcy. Bankruptcy can help you relieve your debts....
