You Deserve A Fresh Start
Americans who feel overwhelmed by student loan debt have had some cause for optimism as members of Congress and the Biden Administration have talked about various student loan “forgiveness” plans. However, the Century Foundation notes that Parent PLUS loans don’t seem...
When you miss a payment or send it in a couple of days late, your lenders profit from your mistakes. They will charge you fees, which sometimes lead to additional fees. An account very close to its maximum account balance could go over due to interest charges and a...
For a long time, it's been well known that medical debt is a serious problem in the United States. With the way that the healthcare system is set up, even those who have insurance can get strapped with overwhelming debt. This can sometimes happen even with ailments...
Millions of Americans file for bankruptcy every year. However, not everyone has a smooth process. Many make mistakes that end up derailing the entire process and, as a result, miss out on the potential benefits. If you are thinking of filing for bankruptcy, below are...
To the unwary, a credit card can seem like a gift that keeps giving. Yet as many people find out, it can soon become something that keeps taking. Financial experts predict that credit card companies are about to start taking even more if you have outstanding debt. Why...
Financial freedom is a goal many Americans have. Unfortunately, millions of people across the country struggle with debt. Excess debt makes it hard to get by, but it can also put stress on your relationships. For many, bankruptcy gives them the chance to “start...
You can break consumer debts into categories. The first includes unsecured debt, like hospital bills not covered by insurance or the balances on your credit cards. The second category includes secured debts, which are financial obligations secured by collateral...
Filing for Chapter 7 bankruptcy may discharge most of your debts and give you a fresh opportunity to reorganize your finances and regain financial freedom. However, not everyone qualifies for this type of bankruptcy. To qualify for Chapter 7 bankruptcy, you must meet...
People facing financial hardship are still unjustifiably stereotyped at times. There is a common misconception that individuals only get into debt after they have spent recklessly. This could not be further from the truth. Millions of responsible and hard-working...
Student loan debt has skyrocketed over the last few decades, and it's causing all sorts of problems for borrowers. This starts with the fact that a lot of people are strapped with an incredible amount of debt as soon as they graduate, so not finding a good job...
