You Deserve A Fresh Start
One of the worst things about being unable to pay your debts is the constant barrage of calls, knocks on the door, letters and emails you will face from creditors or from debt-collection companies they contract. While the law places restrictions on when and how they...
If you plan to file for bankruptcy, you will likely seek a discharge from the court. When a discharge is ordered, it means you no longer have to pay specific debts. While this is beneficial, there are situations where the court may deny the discharge. Why the court...
Realizing that you have debts you can’t pay is disheartening, but there are times when you can’t squeeze more money out of your budget. Trying to take control of your finances can be a challenge when you’re going through this. For some people, filing for bankruptcy is...
The thing about the American dream is that it does not come without effort and expense. To obtain your version of this dream, you probably accrued considerable debt. Unfortunately, a downturn in the economy or a sudden illness can erase all the work you put in to...
The specific terms of a vehicle loan are unique. Your income and credit score, the amount you have for a down payment and the price of the vehicle will all influence the terms for financing a motor vehicle. The one term that is consistent is that the vehicle itself is...
The holiday season means trying to get gifts for your loved ones. This can become an expensive endeavor. Some people rely heavily on credit cards to make this possible. Once the holidays are over and those credit card statements start coming in, it might become...
You’ve never declared bankruptcy before, but you finally made the decision to do it. You know that it’s going to help you because you need to clear up some of these debts so that you can have a successful financial future. When you mention to someone else that you’re...
If you’re considering filing for bankruptcy to get out from under a mountain of debt, it’s critical to understand what kinds of debts can and cannot be discharged in bankruptcy. One area that can be confusing is legal judgments. There’s no one answer to whether a...
Using credit cards is often seen as something that is just convenient. It’s easy to carry a card around and have access to a line of credit that can buy anything that you need, but you don’t have to bring cash with you everywhere that you go. This is also seen as a...
People often spread rumors about bankruptcy because they don’t always understand what it means. Because of this, bankruptcy gets a bad rap, which can cause the people who need it most to bury themselves in debt. Making the most informed decision sometimes means...
