You Deserve A Fresh Start
Medical bills in this country keep rising – and they can financially overwhelm almost anybody. If you’re dealing with an unexpected hospital bill (or one that was just unexpectedly high) there are several things you can do to try to lower or manage the bill. These...
It’s hard to lose your home because of financial setbacks. Worse still, however, is losing your home and still ending up with a massive load of debt because the bank sold the property for less than what you owed. A short sale is often touted as an easier, gentler way...
Healthcare in the U.S. isn’t free. While comprehensive insurance programs can cover a lot, they do not necessarily cover everything. What this means is that a significant number of people end up in medical debt. Some procedures are much more expensive than others....
Bankruptcy is often the last resort of those struggling with significant financial obligations. In some cases, people delay bankruptcy filings despite struggling with their finances and worrying constantly about making ends meet. When people rely on revolving lines of...
Under New Jersey law, a lender that wants to foreclose has to send the debtor a notice of intent (NOI). This indicates that a foreclosure is coming in the future, providing information to the borrower and also giving them a timeline. For instance, after receiving the...
Millions of people are in debt. You may be in debt because of credit card purchases, medical bills, student loans, high interest rates or late payments. These debts can be stressful and greatly impact your living. If you can not make these payments on your own, you...
Many people struggling with high levels of debt and/or a drop in their income want to avoid bankruptcy if possible. They may look into other potential solutions for regaining control over their finances. There are several options available for those concerned about...
Sometimes, people get in over their heads financially due to a lack of resources or education. They may have been unaware of that balance transfers can lead to a large amount of interest applied to an account all at once, for example. Seemingly minor financial...
If you are in financial distress and contemplating filing for bankruptcy, you may be wondering if there is a debt threshold required to initiate the process. Must you accumulate a specific amount of debt to qualify? The short answer is no; there is no minimum or...
High prices on everything are a common woe among many Americans. In recent years, many families have seen their grocery bills double and have made sacrifices to make ends meet. With so many people already living paycheck-to-paycheck, you may wonder if more people are...
