You Deserve A Fresh Start
You have already received multiple notices that you are missing mortgage payments. You know that the next step is likely for your lender to foreclose on the home. If you miss too many payments in a row, the lender will eventually foreclose, remove you from the...
People diagnosed with cancer now have a better prognosis than ever before in human history. There are many types of treatment available that can lead to remission or cancer-free status for a patient. Immunotherapy, surgery, radiation and chemotherapy are all common...
Filing for bankruptcy can feel very stressful – but understanding the step-by-step process can make everything far less intimidating and reduce your anxiety. One of the most important (and feared) milestones in every bankruptcy case is the 341 Meeting of Creditors....
Being in debt is understandably an overwhelming financial experience for a person to face. When bills pile up, and creditors start demanding payment, it can feel like there’s no way out. For many people, wage garnishment can add stress and frustration to an already...
When you take out a mortgage, you enter into a binding contract with your lender. Every payment you make is part of that promise. But when payments stop, it is seen as a default. In most cases, the lender responds with foreclosure to recover the property. Not all...
Many different kinds of financial obligations can leave people struggling to pay their bills. Some people slowly accumulate credit card debt and cannot pay their balances off anymore. Others may have unexpected medical emergencies that lead to insurmountable medical...
The phone rings, and you see a number you don't recognize. Your heart sinks. It's another debt collector calling to demand money you don't have. This stressful routine is a reality for many people struggling with debt. You might know about federal and state laws that...
Wage garnishment occurs when a creditor or government agency legally takes part of someone’s paycheck to recover a debt. When debt grows faster than a person’s ability to repay, it creates a cycle of mounting interest, late fees and stress that can end in court...
What it means to file for bankruptcy is vastly misunderstood by a lot of people. Many who could benefit from a fresh financial start delay taking action far, far too long because of fear, shame or simple misinformation. The truth is that bankruptcy exists to give...
Bankruptcy will hurt your credit score, but not permanently. You can slowly rebuild your credit over time using tools like secured credit cards. Here’s how it works. You’re required to put down a refundable cash deposit, which typically becomes your credit limit. For...
