February 2019 Archives

The emotional benefits of debt relief

Many people realize that filing for bankruptcy can be incredibly helpful from a financial point of view. After all, getting rid of debt that has been preventing one from pursuing their entrepreneurial goals or interfering with business operations can be very beneficial. However, there are many other ways in which someone's life may turn around as a result of seeking debt relief. For example, someone may feel free and experience a number of emotional benefits after getting rid of debt that has been holding them back for many years. Across New Jersey, many people have enjoyed a fresh start after working their way through the bankruptcy process.

Understanding the differences between Chapter 7 and Chapter 13

If you're currently trying to figure out how to overcome serious financial problems, you're definitely not alone in your struggle. Many New Jersey residents are facing similar situations. The good news is that there are often multiple options available to help you get your financial life back on track. In fact, some options may not only provide a means for immediate debt relief, but may help you lay the groundwork for a stronger financial future.

What happens when you miss a credit card payment?

Financial problems can come up easily. Almost everyone in New Jersey could one day struggle with paying all their bills. It is not uncommon to miss a credit card payment because other bills often take priority. Even if you simply forgot to make the payment, it can be a huge issue. If you forget, you can easily make the payment and probably call your credit card company to fix the issue. However, if the case is that you cannot make the payment, then you should be ready for what may happen.

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