April 2019 Archives

The automatic stay and its exceptions

At Goldman & Beslow, we know that when you owe a significant amount of debt in New Jersey, you may start experiencing annoying behavior by creditors that sometimes reaches the level of harassment. Examples include calling you several times a day and making threats against you. As a last resort, creditors may even bring lawsuits against you. 

Fair debt collections: Do you know your rights?

In 1977, the U.S. government enacted a law that protects you regarding any and all debts you owe at any given time. The Fair Debt Collections Practices Act prohibits creditors and collection agencies from harassing people who owe money on their credit cards or to a mortgage lender, etc. Have you been getting numerous phone calls every day, at work and at home? Do the callers say they are attempting to collect a debt but refuse to identify the original creditor?

What is a zombie title?

If you face a foreclosure in New Jersey, you probably expect that the bank will carry through with it. You will get a notice, have to leave your home and move on. The bank will sell your home and recoup some of its investment. However, this is not always what happens. There is the possibility that your bank could walk away from the foreclosure. If this happens, it could mean bad things for you.

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