Many people who file for bankruptcy note significant improvements in their mental health after they do so. This is not to say that anyone who needs a mental health boost can get one by filing. But those who have been struggling with their debt may well do. The reason...
Receiving a foreclosure notice feels like your world is crashing down, but New Jersey offers specific legal paths to help you find your footing. You can explore the state’s Foreclosure Mediation Program (FMP) or seek federal bankruptcy protection. Your choice depends...
If you’re feeling overwhelmed by debt, bankruptcy may offer a fresh financial start. But choosing the correct type of bankruptcy is critical. For most people, the decision is between Chapter 7 and Chapter 13 bankruptcy. Both offer relief from creditors, but they...
Medical debt is consistently a leading cause of bankruptcy in the United States. Even someone who has a substantial amount of money in savings may not have enough to cover costs in a medical emergency. To reduce the financial risk, many people purchase health...
A lot of people who are struggling with overwhelming debts consider bankruptcy – then wait. They don’t file because they keep hoping that their situation will improve. They may believe that they can turn their finances around with a side gig, a raise, a tax refund, a...
