credit card debt

As someone who is struggling with debt on your credit cards now, you’re frustrated. You were told that using credit cards was the best way to build your credit and believed that you would be able to handle the small payments each month. You didn’t realize how much the...

Credit card debt is a big trap for a lot of consumers. They're often lured into spending more than they can afford -- and those bills can easily pile up.  Depending on your situation, you may come to find that negotiating credit card debt with your issuer is in your...

It’s easy to portray credit cards in a positive light, noting that, as long as you only spend the same amount that you earn, buying things on a credit card and then paying it off at the end of the month is no different than buying things with the cash from your bank...

The loss of a job can be a shock, especially when the economy is unpredictable and work is scarce. For many in New Jersey, a job loss comes at what seems like the worst possible time. Already dealing with credit card debt, medical bills and other financial...

Credit card debt in the United States is approaching nearly half a trillion dollars, and the average debt per household for revolving credit has reached almost $7,000. The economic climate in the U.S. can change often and quickly. A recent study predicts that nearly...