A secured credit card is different than a traditional credit card. It requires the cardholder to put down a security deposit. The credit limit that the person is given on that secured credit card is then typically determined by the total value of that security...
Month: November 2023
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How did I get so much credit card debt?
A credit card is a wonderful tool that allows people the resources to ready money when they’re in a bind – and all they have to do is pay it back later. Credit cards can also help people increase their credit scores, which can make obtaining loans and borrowing money...
Life during bankruptcy: Tips for your finances
Once you file for bankruptcy, your focus should turn to learning how to live without credit. Throughout the bankruptcy process, you’ll have to rely solely on the household income to pay bills. Navigating the financial waters of bankruptcy can be intimidating and...