Many people struggling with high levels of debt and/or a drop in their income want to avoid bankruptcy if possible. They may look into other potential solutions for regaining control over their finances. There are several options available for those concerned about...
Declaring bankruptcy can save you from high debt and potential lawsuits from creditors. In addition, it can give you peace of mind and a fresh start. However, despite these benefits, some people avoid filing for bankruptcy when they need to. This guide discusses two...
Bankruptcy helps debtors in New Jersey get out of debt they can no longer handle. Debtors have the option of filing several types of bankruptcy, the most common being Chapter 7 and Chapter 13. Chapter 7 absolves filers of the most debt, but not all debts can be...
Money problems can crop up almost overnight, even for people who have historically been very responsible. Maybe you get laid off from your job, or perhaps you get into a car crash that leaves you too hurt to work. When your expenses increase or your income decreases,...
Many people have more compassion for other people than they do for themselves. When a friend or loved one tells you that they are going through personal bankruptcy to get out of debt, you may agree that it was a wise decision. But if you ever find yourself in a...
Student loan debt is a hotly debated topic in American politics. Considering that there are currently around 45 million borrowers carrying a debt load of $1.59 trillion, it’s no surprise that student debt is at the forefront of many conversations. Many people begin...
Medical debt is a growing concern in the United States. A staggering 137.1 million Americans faced financial hardship in 2019 due to high medical costs. Despite these concerns, experts expect the cost of health care in the U.S. to only increase over time. According to...
You'd likely have a difficult time finding an adult in New Jersey (or any other state) who has not, at some time in his or her life, experienced financial problems. If you currently count yourself among those who have seen better days regarding finances, you might be...
It may come as no surprise that dealing with the trials of financial strain can be a stressful and intimidating experience. Unfortunately, debt can come in various forms and fashions, each of which could have a lingering impact on your life and leave you in search of...
When you first got your job, you may have envisioned yourself creating a career and moving up the ranks of the New Jersey company until you reached the highest position possible. You likely hoped that your drive and ambition would help you excel and achieve those...
