For many individuals, a car is far more than just a convenience. It is a necessity—a means to commute to work, run errands and manage daily life. Unfortunately, for those grappling with debt, the prospect of losing such an essential asset is real. Losing one’s way to...
Bankruptcy is often the last resort of those struggling with significant financial obligations. In some cases, people delay bankruptcy filings despite struggling with their finances and worrying constantly about making ends meet. When people rely on revolving lines of...
A secured credit card is different than a traditional credit card. It requires the cardholder to put down a security deposit. The credit limit that the person is given on that secured credit card is then typically determined by the total value of that security...
When you face challenging times financially, it may seem impossible to keep up with all your financial obligations. If you don't pay your mortgage regularly, you could face mortgage default which could put you at risk of losing your home. Facing the loss of your home...
You've owned your home for the last five years, and you've always made your mortgage payments on time. However, you can see that that's about to change. Based on the fact that your income decreased this year, you've run into a month where you don't have enough money...
Even people who believe that they are in good health may discover a serious illness that now requires treatment. Others might find themselves the victims of accidents, and extensive care could be necessary. Hospitals and other New Jersey health care providers will...
Wage garnishment can be scary and stressful for those struggling with overwhelming debt who may also be facing a job loss or other financial struggles. For that reason, those dealing with wage garnishment should be familiar with the different options that may be...
