You Deserve A Fresh Start
Medical debt is consistently a leading cause of bankruptcy in the United States. Even someone who has a substantial amount of money in savings may not have enough to cover costs in a medical emergency. To reduce the financial risk, many people purchase health...
A lot of people who are struggling with overwhelming debts consider bankruptcy – then wait. They don’t file because they keep hoping that their situation will improve. They may believe that they can turn their finances around with a side gig, a raise, a tax refund, a...
Car loans are becoming a problem for subprime borrowers. These are individuals who have a relatively lower credit score, but it was still high enough for them to get an auto loan. In October of this year, reports came out demonstrating how many of these borrowers were...
Credit card settlement services are relatively common. Businesses promise consumers struggling with credit card debt a quick and effective solution. The idea of taking a $5,000 credit card balance and settling it for $1,500 is very appealing. Unfortunately, credit...
Perhaps you lost your job or had a medical emergency. Whatever the reason for financial difficulties, it is important to know that for many bankruptcy is an option that can help provide a fresh financial start. Those who are considering this process have many...
You have already received multiple notices that you are missing mortgage payments. You know that the next step is likely for your lender to foreclose on the home. If you miss too many payments in a row, the lender will eventually foreclose, remove you from the...
People diagnosed with cancer now have a better prognosis than ever before in human history. There are many types of treatment available that can lead to remission or cancer-free status for a patient. Immunotherapy, surgery, radiation and chemotherapy are all common...
Filing for bankruptcy can feel very stressful – but understanding the step-by-step process can make everything far less intimidating and reduce your anxiety. One of the most important (and feared) milestones in every bankruptcy case is the 341 Meeting of Creditors....
Being in debt is understandably an overwhelming financial experience for a person to face. When bills pile up, and creditors start demanding payment, it can feel like there’s no way out. For many people, wage garnishment can add stress and frustration to an already...
When you take out a mortgage, you enter into a binding contract with your lender. Every payment you make is part of that promise. But when payments stop, it is seen as a default. In most cases, the lender responds with foreclosure to recover the property. Not all...
