You Deserve A Fresh Start
Millions of people are in debt. You may be in debt because of credit card purchases, medical bills, student loans, high interest rates or late payments. These debts can be stressful and greatly impact your living. If you can not make these payments on your own, you...
Many people struggling with high levels of debt and/or a drop in their income want to avoid bankruptcy if possible. They may look into other potential solutions for regaining control over their finances. There are several options available for those concerned about...
Sometimes, people get in over their heads financially due to a lack of resources or education. They may have been unaware of that balance transfers can lead to a large amount of interest applied to an account all at once, for example. Seemingly minor financial...
If you are in financial distress and contemplating filing for bankruptcy, you may be wondering if there is a debt threshold required to initiate the process. Must you accumulate a specific amount of debt to qualify? The short answer is no; there is no minimum or...
High prices on everything are a common woe among many Americans. In recent years, many families have seen their grocery bills double and have made sacrifices to make ends meet. With so many people already living paycheck-to-paycheck, you may wonder if more people are...
One of the many reasons that people avoid personal bankruptcy is concern about what it may mean for their credit. Their current financial struggles may have damaged their credit, but they worry that bankruptcy could do irreparable damage. Bankruptcy does have a strong...
If you've fallen behind on payments and racked up debt, you're probably all too familiar with the persistent calls and letters from debt collectors. As the harassment escalates, you may be tempted to stop answering and ignore them completely. However, ignoring your...
Student loans can feel like a dark cloud hanging over one’s head. For many graduates, the weight of monthly payments can be overwhelming, leading to the question: can bankruptcy be a way out? The good news is that it’s possible under limited circumstances, but there...
Even with the Affordable Care Act (ACA), which has helped many uninsured Americans get health insurance, medical debt is still the most common type of debt that goes into collection. It also shows up on credit reports, which can affect virtually every aspect of a...
Individuals who are experiencing a sudden drop in income or a sharp increase in their debts may find themselves falling behind on their financial obligations. Eventually, they may even miss mortgage payments. People at risk of foreclosure may go to great lengths to...
