If you are facing foreclosure on your home in New Jersey, you have a lot more to worry about than losing your home. There are scammers out there who prey on people like you. They make big offers and in the end, only manage to steal your money, leaving you in sometimes worse shape than before. According to USA.gov, these scammers gather your information from public foreclosure postings. They may contact you directly in many cases, pretending to be a professional who can help you avoid foreclosure.
They may say they can mediate your case with the lender or that they can give you legal help. They always offer help of some kind, saying they will prevent the foreclosure, but you have to pay them money for their assistance. You may also find these scams advertised online, through flyers or in local publications.
The best thing you can do with any offer for help is to check out the person offering. Make sure he or she has the proper licensing and check with agencies. Make sure to get all the information you can about the company. If you think it is a scam, file a complaint with the Federal Trade Commission.
To protect yourself, never give money to anyone claiming they can help you. Also, do not sign any documents your lawyer has not looked over and approved. Finally, do not give anyone your personal information unless you know the person is legitimate. This information is for educational use only. It is not legal advice.
