There are practical reasons to use bankruptcy to eliminate your debt. Maybe you want to put poor financial decisions behind you. Maybe you just need a fresh start to get back on track. Maybe you know you can never pay it all back, no matter how hard you try, and so you’re looking into the options that you have. 

Well, let’s add one more to this of reasons: Debt can cause serious stress. For some people, it’s all that they think about. They may not worry about much in life, but they worry about money. 

Stress, in turn, can lead to a whole host of physical issues. There have been many cases linking it to an increased risk of a heart attack, for instance. What if you have outstanding medical debt, it leads to endless stress, and you have a heart attack as a result? Even if you recover, now all that it has done is to create more medical debt. You’re right back where you started and, if anything, your situation is worse than it was before. 

We live stressful lives as Americans. We have a fast-paced society where success and productivity are important. Anything you can do to reduce your stress is good for your health. If it’s as simple as eliminating your debt so that you don’t have to feel consumed by those thoughts, isn’t that worth it? 

If you decide that debt is something you want to tackle with bankruptcy, make sure you are well aware of the legal options you have and all of the steps that you will need to take.