Money is one thing that many marital arguments in New Jersey have been about. In some cases, financial troubles or radically differing approaches to money management and spending can even lead a couple to end their marriage. When spouses with serious financial...
chapter 7
When should I file for Chapter 7?
It is probably not difficult to determine when you are having money troubles and issues with debt, but for many people, making that final decision to file bankruptcy in New Jersey can be difficult. It can be hard to know at what exact point your debts have gotten to...
How can delaying filing for bankruptcy harm me?
Bankruptcy is such a dreaded concept for some people that they will do all they can to avoid filing for it. However, even if going through Chapter 7 bankruptcy makes it harder in the future to apply for New Jersey loans or mortgages, delaying bankruptcy is often a...
How can I build credit after filing Chapter 7?
Having to file bankruptcy is a huge step in trying to get your debt under control. It also is a huge hit against your credit. After you file Chapter 7 and your case is discharged, it will show up on your credit report, letting any potential lenders know that you...
Is credit counseling required before filing bankruptcy?
You are not alone if you are thinking of filing for bankruptcy in New Jersey. Making the decision to file is a huge step. It has far-reaching consequences for your finances and is not a decision to make lightly. The government has put safeguards into the process to...
What are some common mistakes people make in Bankruptcy?
If you are thinking about filing for bankruptcy in the East Orange area, you should be careful about what you do in the months leading up to it. Though you expect for it put an end to the nonstop creditor harassment you are experiencing, lighten your financial burden...
Filing for bankruptcy? Know traits of Chapter 7 and Chapter 13
When it comes to personal bankruptcy, there are two chapters that almost all people will utilize: Chapter 7 and Chapter 13. The differences between these types of bankruptcies are important. When you consider that nearly three-quarters of filings are Chapter 7, and...