You Deserve A Fresh Start
If you fail to pay a New Jersey creditor, government entity or any other party in a timely manner, your wages may be garnished. However, it may be possible to put a temporary end to the garnishment by filing for bankruptcy. Generally speaking, a garnishment cannot...
Though individuals desire debt relief, they may have concerns about losing their homes in bankruptcy. Filing bankruptcy in East Orange New Jersey doesn't mean a person will lose his or her primary home. However, he or she may have to sell a second home depending on...
Economic dips and changes impact many areas of consumer finance. While home mortgage rates may drop, credit card interest rates could still be on the rise. Studies show that the average consumer has between five and nine open lines of credit, including revolving lines...
Consumers overwhelmed with debt in East Orange, New Jersey, may file for bankruptcy, a legal procedure to remove certain debts. There is a misconception that student loans cannot get discharged in bankruptcy. However, it is possible to get student debt discharged...
People in New Jersey going through a Chapter 13 bankruptcy still need to drive to work, school and family events. During the course of your bankruptcy proceedings, you may need to purchase a new car and want to finance the purchase through a car loan. However, you may...
In New Jersey and around the country, medical treatment costs can skyrocket when you don’t have adequate health insurance. Even if you have insurance, their are deductibles that are often quite large and that you are responsible for. Despite being healthy, you still...
Many people in New Jersey and around the United States owe thousands of dollars in student loan debt. There have been talks among politicians that have included forgiving up to $50,000 worth of this debt. Student loan forgiveness is crucial for low-income families for...
In New Jersey and around the country, some people choose to file for Chapter 13 bankruptcy to restructure their debts and repay a portion of what they owe through court-approved plans before receiving discharges of their remaining unsecured debt balances. While...
Many New Jersey consumers who are overwhelmed by their financial obligations file for bankruptcy to obtain some debt relief. After discharge, many of them have the goal of rebuilding their credit. While it's possible to do so, getting credit cards can get tricky after...
Bankruptcy is a legal process that discharges certain debts, and the debtor no longer owes it. Homeowners in East Orange, New Jersey, with delinquent mortgages may have bankruptcy as an option to relieve them of debt. Defaulting on mortgages Some lenders may...
