You Deserve A Fresh Start
Filing for bankruptcy may have negative consequences for your credit score and overall creditworthiness. However, it may be possible to purchase a home in New Jersey in as little as a year after the discharge of your case. Let's take a closer look at some potential...
Medical debt is often accrued when people need healthcare services but are unable to pay for out-of-pocket costs associated with their care. Such debt can make it very difficult for individuals in New Jersey and elsewhere to reach their financial goals. Nevertheless,...
If you're struggling to stay current on a mortgage, it's a good idea to contact your New Jersey lender right away. Doing so may prevent you from defaulting on the loan. However, if a default is unavoidable, it is important to understand the negative consequences that...
Under the current bankruptcy laws, student loans cannot be discharged after you file for bankruptcy. However, a new bill aims to help people in New Jersey and beyond who have student loan debt. If this bill passes, it would allow people to discharge their student...
Wage garnishment can be scary and stressful for those struggling with overwhelming debt who may also be facing a job loss or other financial struggles. For that reason, those dealing with wage garnishment should be familiar with the different options that may be...
Many New Jersey residents do not have the luxury to shop around or even think about the cost of medical care. After all, after an injury or during a serious illness, the important thing is to get the care that a person or her loved one needs and to worry about payment...
One common bankruptcy myth is that, to satisfy your creditors, you will forfeit most of your property during proceedings. Yet, both federal and state bankruptcy exemptions aim to prevent this outcome. These exemptions allow you to keep certain possessions of yours, so...
Debt can lead to bankruptcy, and our collective student loan debt is the second biggest form of U.S. household debt. As a country, we currently have over $1.6 trillion in student loans that effects 43 million borrowers. This is triple the amount owed just 13 years...
Paying down credit card debt can be challenging, it takes discipline and diligence. However, for divorcing couples things get more complicated if that credit debt was accumulated during marriage After years of joint credit cards, authorized users, spending limits and...
Whether you are facing the prospect of bankruptcy or you have recently filed, it is likely that credit card debt plays a large part in your financial future. For many, credit cards represent a safety blanket: a money reserve to be used for emergencies. Unfortunately,...
