You Deserve A Fresh Start
Over the last few months, the pandemic and related economic conditions has made it even harder to pay off student loans. Several Congressional bills, however, contain proposals to help pay off student loan debt. $25,000 loan forgiveness Rep. Vicente Gonzalez (D-TX)...
People are struggling now more than ever to make ends meet. As your credit card debt increases and creditors start calling, you may wonder what your options are. It turns out that both Chapter 7 and Chapter 13 bankruptcy are legitimate possibilities. Both forms of...
Bankruptcy offers many ways in which a financially strapped family in New Jersey can defend itself from the efforts by creditors to collect on delinquent accounts. One of the most powerful protections is offered by the simple act of filing the petition. Under the...
Unstable medical coverage is scary. Those with it are constantly worried about getting sick because, if they do, the amount of medical debt they will incur will financially ruin them. Those in New Jersey are not immune to these fears. The Unstable Medical Coverage...
Times are tough right now. If you or someone in your household is out of work, federal and state unemployment benefits may be just enough for you to get by. Unfortunately, if you have unpaid debts, that may create an extra headache. In some cases, you may have debt...
As someone who is struggling with debt on your credit cards now, you’re frustrated. You were told that using credit cards was the best way to build your credit and believed that you would be able to handle the small payments each month. You didn’t realize how much the...
Credit card debt is a big trap for a lot of consumers. They're often lured into spending more than they can afford -- and those bills can easily pile up. Depending on your situation, you may come to find that negotiating credit card debt with your issuer is in your...
Money problems can crop up almost overnight, even for people who have historically been very responsible. Maybe you get laid off from your job, or perhaps you get into a car crash that leaves you too hurt to work. When your expenses increase or your income decreases,...
There are practical reasons to use bankruptcy to eliminate your debt. Maybe you want to put poor financial decisions behind you. Maybe you just need a fresh start to get back on track. Maybe you know you can never pay it all back, no matter how hard you try, and so...
It’s easy to portray credit cards in a positive light, noting that, as long as you only spend the same amount that you earn, buying things on a credit card and then paying it off at the end of the month is no different than buying things with the cash from your bank...
