You Deserve A Fresh Start
Property exemptions differ depending on whether you file for Chapter 13 or Chapter 7 bankruptcy in New Jersey. Chapter 13 exemptions are not as strict, are higher and more flexible than if you were to file for Chapter 7. However, some homeowners cannot resist filing...
Like many New Jersey residents, you may feel trapped under a heavy weight of financial debts that makes it impossible to go about your daily life without constant worry. After receiving yet another call from a debt collector, you may wish for a fresh financial start...
Owning and running your own business can be a thrilling experience, which is why some New Jersey business owners may not like the idea of going back to being an employee and taking orders from someone else. And yet if you are going through Chapter 13 bankruptcy,...
It is not uncommon for people in New Jersey today to fund at least a part of their college education via student loans. For many decades, in fact, the amount of student loan debt across the United States has been on the rise. According to the Institute for College...
Numerous experts agree that most Americans are one medical emergency away from financial ruin. According to a fairly recent report, the average person spends over $10,000 on health care costs a year -- this does not include insurance premiums. If you are like most New...
Being faced with debt is emotionally daunting. You may feel as though you're making no progress as your bills continue to pile up. In this case, it's crucial that you take the proper steps to address debt and ensure it doesn't negatively impact your financial...
After you have received notice that your vehicle is being repossessed you are left with the unpleasant reality that you are now without transportation. You may be feeling at a loss and wondering if there is any possible way to reverse the situation you are now in. At...
If you are overwhelmed by debt, then a Chapter 7 bankruptcy may offer you a good chance to not only cease any activity that your creditors in East Orange have taken against you, but also allow for the chance to re-establish yourself financially. This latter benefit...
At Goldman & Beslow, we know that when you owe a significant amount of debt in New Jersey, you may start experiencing annoying behavior by creditors that sometimes reaches the level of harassment. Examples include calling you several times a day and making threats...
In 1977, the U.S. government enacted a law that protects you regarding any and all debts you owe at any given time. The Fair Debt Collections Practices Act prohibits creditors and collection agencies from harassing people who owe money on their credit cards or to a...
