You Deserve A Fresh Start
There are many different types of protected property that you could be able to keep after certain types of New Jersey bankruptcy, especially chapter 13. For example, you might be able to keep your car or your home. However, your situation is likely to require an...
Filing any type of bankruptcy is best avoided if at all possible, but if you find yourself in a bad situation where bankruptcy is the only option, then you may have no choice. The next consideration you have to make is which type of bankruptcy to file. There are good...
When filing bankruptcy in New Jersey, you may be dismayed to learn that your student loan debt cannot be discharged as part of your case. There are only a very few, rare situations where you can get rid of your student loan debt by filing bankruptcy. In most cases,...
Having to file bankruptcy is a huge step in trying to get your debt under control. It also is a huge hit against your credit. After you file Chapter 7 and your case is discharged, it will show up on your credit report, letting any potential lenders know that you...
Most people have some amount of debt. In many cases, the debt is positive in that parties have taken out loans for houses or vehicles, but in other situations, people can easily accumulate a substantial amount of other, less helpful debts, such as credit card debt or...
If you have credit card debt, you are not alone. Many other people in New Jersey struggle with this same issue. If you want to get it under control, then you need to create a plan to pay it off. There are many ways you can do this, but there are two methods that are...
Your personality may have a lot to do with how you handle financial problems. If you're the type of person who worries a lot and tends to suffer anxiety when life throws a curve ball in your direction, you might panic a bit if your financial train veers off track. On...
There are times when law enforcement in New Jersey can take your personal property without your consent. According to NJ.com, if law enforcement suspects that your property is somehow tied to criminal activity, they can take it under civil forfeiture. The problem is...
One of your duties as part of filing for Chapter 13 bankruptcy is to prepare a repayment plan to cover claims by your creditors. Not all debts will be treated the same, though. As the U.S. Courts website explains, some debts fall under the secured debt category, which...
If things haven't been going so well financially for you, you may feel as though you're swimming upstream. The good news is that most financial problems are resolvable. The key to finding a viable solution often lies in knowing what options are available and who can...
